In this day and age of ever-evolving electronics, credit card fraud is becoming increasingly more common. According to the Federal Trade Commission (FTC), there were more than 133,000 reports of credit card fraud across the United States in 2017. Illinois was ranked as one of the states with the most instances of this crime, with 48 complaints out of every 100,000 residents. Though it is not usually a violent offense, credit card fraud can be damaging to the victim, as it is often related to identity theft. If you have been accused of credit card fraud in Illinois, it is crucial that you obtain legal counsel as soon as possible.
Types of Credit Card Fraud
There are many different types of offenses that fall under the umbrella of credit card fraud. If you are charged with any of the following crimes, the penalties could be severe:
Making a false statement to receive a credit card: This can include lying about certain information, such as your income, ability to pay, or even the use of a false social security number.
Possessing another person’s credit card: Being in possession of someone else's credit card without their knowledge and with the intent of using it is illegal and considered credit card fraud....