Contact Us
We are open for business and offering phone and video consultations during business hours.

Tag Archives: bad checks

bad checks in Illinois, DuPage County white collar crimes lawyerOver the years, there has been a gradual shift in the method consumers use to make their payments. In the beginning, the only option was cash, followed by a shift to checks for the added security of the money that people had. In more recent years, there has been a transition to debit and credit cards as the primary payment option. Still, checks are used as a form of payment for many and also in bill pay options. Occasionally, an automatic check payment is mailed directly from the bank.  

As a payment is scheduled in advance, the account owner may potentially forget that a deduction will occur and by the time the check is withdrawn from the account, there is simply not enough money to cover the funds requested. If this happens even once, the bank will sometimes make the payment and charge additional fees for the inconvenience. Although, consistently writing bad checks can result in significant legal trouble.

The Offense

A consumer may write a check to a bank for money they do not have in the account and also a company can write a bad check to an individual, such as an employee. To knowingly do so is considered to be a deceptive practice, which is illegal. Although the first offense can be prosecuted, evidence of prior knowledge is indeed accumulated by the second and third offenses.

...
Continue reading

Wheaton criminal defense lawyer, check fraudIf you bounce a check, it may result in more than just an issue with your bank and the retailer you tried to pay. You may find yourself under arrest and charged with a crime. Even though fewer and fewer people use paper checks, people are charged with different crimes relating to writing bad checks every year.

When is Writing a Bad Check More Than Just a Civil Issue?

When a merchant receives notice that your check bounced, he or she may decide to report you to law enforcement. Writing a check when there are not sufficient funds in your account for the check to clear may fall under the Illinois category of crimes known as deceptive practices.

The law presumes that you knew your check would bounce if there was not sufficient funds in your account when you wrote or delivered the check. You will have the chance to rebut this presumption with your own evidence.

...
Continue reading
Abraham Lincoln A lawyer’s time and advice are his stock and trade. -Abraham Lincoln
Warrenville Office
Address28371 Davis Parkway, Suite 103, Warrenville, IL 60555
Phone(630) 657-5052
Fax(888) 350-9195
Wheaton Office
Address1776 S. Naperville Road, Building A, Suite 105, Wheaton, IL 60189
Phone(630) 580-6373
Fax(888) 350-9195
Chicago Office
Address321 N. Clark Street, Suite 900, Chicago, IL 60654
Phone(312) 985-5676
Fax(888) 350-9195
Joliet Office
Address58 N. Chicago Street, Suite 102,
Joliet, IL 60432
Phone(815) 582-4901
Fax(888) 350-9195
Davi Law Group, LLC handles criminal law matters for clients in Chicago and throughout the western suburbs including DuPage County, Will County, Kane County, Kendall County and Cook County and the cities of Aurora, Bloomingdale, Bolingbrook, Carol Stream, Darien, Downers Grove, Elmhurst, Geneva, Glen Ellyn, Hinsdale, Joliet, Kendall County, Lisle, Lombard, Naperville, Oak Park, Oak Brook, Oswego, Park Ridge, Roselle, St. Charles, Villa Park, Warrenville, Wheaton, Winfield, Woodridge and Yorkville.

 

 

 

Chat Us Text Us